Florida Insurance Group
11531 Lake Underhill Road
Orlando, FL 32825

Text: 407-418-1928

Fax: 407-277-9777


Do You Need Umbrella Insurance for Your Business?

When insuring your business, you have many different options. One term you may have come across in your research is “umbrella insurance.” You may be wondering if you need it to protect your business. Here is a quick guide to help you determine if this form of business insurance in Orlando, FL, is right for you.


Let’s Talk About How Umbrella Coverage Works.

Umbrella insurance is a secondary policy tacked on to your primary business insurance policy and is designed to protect your assets if you go beyond your primary policy’s coverage limit. Most businesses use this type of insurance to protect themselves if they are sued for a large sum of money. The umbrella insurance will help with your legal fees and protect your assets when you go to court.


Who Needs Umbrella Insurance?

Umbrella insurance is typically recommended for businesses or individuals with a large number of assets. If the worth of your assets is higher than the amount you would receive from your business insurance policy, umbrella insurance is a must.


If you run a small business and are working on building up wealth, it is also important to purchase umbrella insurance. Judgements against companies tend to be very high, from which many small businesses cannot recover. One accident on your property may be enough to shut your business down for good, so make sure you are covered in the event of a lawsuit.


Learn more about your business insurance options today when you contact an agent at