What Documentation Do You Need If Your Home Suffers Wind Damage? 

If your home is affected by severe wind, having the right documentation is crucial for a smooth insurance claims process. At Florida Insurance Group, we guide our clients through every step to help ensure their wind damage claims are handled efficiently and accurately.

Essential Documentation for a Wind Damage Claim

Gathering the following documents can help with the claims process:

• Photos and videos: Take clear, detailed photos and videos of all visible damage to your home and property. Capture both wide shots and close-ups, and document the date if possible.
• Inventory of damaged items: Create a list of all damaged belongings, including descriptions, estimated values, and purchase dates. If available, receipts or proof of purchase are helpful.
• Insurance policy information: Have your current homeowners insurance policy on hand, including your policy number and coverage details.
• Repair estimates: Obtain written estimates from licensed contractors for repairs. These should outline the scope of work and associated costs.
• Communication records: Keep a log of all communications with your insurance company, including emails, letters, and notes from phone calls.
• Temporary repair receipts: If you make emergency repairs to prevent further damage, save all receipts and document the work performed.

How Our Team Can Help

At Florida Insurance Group, we understand the challenges Florida homeowners face after a storm. Our team is here to help you organize your documentation, answer questions about your policy and advocate for you throughout the insurance claims process.

Contact us today if you have questions about wind damage claims or want to review your Florida homeowners insurance.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.