Renters Insurance in Orlando, FL
Even if you don’t own the property in which you live, you often still have a lot at stake. From electronics and furniture to clothing and kitchenware, your belongings could be expensive to replace if a fire, theft or other unexpected event occurs. That’s where renters insurance comes in.
This coverage is designed for tenants and leaseholders, helping offer financial support for losses that may not be covered by your landlord’s insurance.
What a Renters Insurance Policy Can Include
A renters insurance policy can include the following financial protections, each potentially able to help cover your personal property and offer monetary support:
- Personal property coverage may help pay to repair or replace your belongings if they are damaged, stolen or destroyed due to a covered event such as fire, vandalism or certain weather incidents.
- Liability coverage may help cover legal costs or medical expenses if you’re found legally responsible for someone else’s bodily injuries or property damage.
- Additional living expenses coverage may assist with temporary housing, meals and other costs if your rental becomes uninhabitable due to a covered loss.
- Medical payments coverage may help pay for minor medical bills if a guest is injured in your rental, regardless of fault.
Policy add-ons may be available to cover high-value items like jewelry, electronics or collectibles, depending on your needs.
Is Coverage Required?
Some landlords or property managers may require tenants to carry renters insurance as part of the lease agreement. Even when it’s optional, many renters choose to carry coverage to help reduce the financial impact of common losses or liability claims. If you live in an apartment, condo or other type of rented home, renters insurance can offer valuable financial security.
Explore Your Options Today
Florida Insurance Group is here to help renters across Orlando, FL explore coverage that fits their lifestyle and budget. Contact us today to request a personalized quote or get help understanding your policy options.