mayo 29, 2025
AgencyThe Impact Increased Claims and Payouts Has on Insurance Rates in Florida
’s insurance market is under pressure. Natural disasters like hurricanes and floods have spurred a surge in claims in recent years. Subsequently, rising payouts have led to increasing premiums across multiple branches of the insurance market. Understanding the mechanics behind these increases is key for policyholders navigating a potentially volatile environment. Why Do Increased Claims […]
abril 28, 2025
Florida Insurance GroupElectric Vehicles (EVs) and Insurance Implications
The rise of electric vehicles (EVs) has brought about significant changes in the automotive industry. As more drivers switch to EVs, understanding the insurance implications becomes increasingly essential. Factors Influencing Insurance Rates for EVs Electric vehicles have unique characteristics that can influence auto insurance rates. One primary factor is the cost of repairs. EVs often […]
marzo 12, 2025
AgencyWhat You Need to Know About Wind Coverage
Living in comes with its unique set of challenges, especially when it comes to weather. Understanding wind coverage is crucial for homeowners due to the state’s high susceptibility to hurricanes and tropical storms. Understanding wind coverage can be essential for financially protecting your home and ensuring peace of mind during hurricane season. What is Wind […]
febrero 25, 2025
AgencyDoes Homeowners Coverage Protect Against Theft?
Home insurance is designed to help cover common risks that may affect you and your property. In most cases, this means providing homeowners coverage for your belongings. However, it’s essential to understand how your home insurance works and its limitations when it comes to theft. Does Home Insurance Cover Theft? Insurance can’t protect against bad […]
enero 31, 2025
Florida Insurance GroupDoes Your Insurance Still Provide Coverage if You Airbnb Your Home?
In recent years, many homeowners have enjoyed lucrative opportunities by renting their homes out to tourists and guests. Using online platforms like Airbnb and Vrbo, these arrangements can allow homeowners to generate revenue using houses, condos and apartments while maintaining flexibility and avoiding the long-term commitments of leases. However, maintaining suitable insurance while using homes […]
noviembre 25, 2024
AgencyDoes Homeowners Insurance Cover Plumbing Issues?
Homeowners insurance is a form of financial protection that may cover your home and belongings when unexpected incidents happen, such as a fire, storm or break-in. It may pay for repair and replacement costs and often includes liability protection. Having adequate homeowners insurance is crucial to avoid unexpected financial challenges from damage or liability incidents. […]
octubre 21, 2024
Florida Insurance GroupHow Condo Insurance Works in Orlando, Florida
Residing in a condo in , , can provide the perks of owning a home without the maintenance hassles of a traditional house. Yet, as a condo owner, having insurance is crucial to safeguard your investment. At , we can guide you through the details of condo insurance to ensure you have the proper financial […]
septiembre 18, 2024
AgencyWhat Does It Mean If My Homeowners Insurance Policy Does Not Renew?
While it might sound alarming, understanding the reasons behind a homeowners insurance policy nonrenewal and how to address them can help you navigate this situation effectively. What Nonrenewal Means When your homeowners insurance policy doesn’t renew, it means your insurance provider has decided not to extend your coverage beyond the current policy term. There are […]
agosto 21, 2024
Florida Insurance GroupAre Home-based Businesses Covered by Homeowners Insurance?
Starting home-based businesses can offer flexibility and the opportunity to pursue your passions from the comfort of your own home. However, many home-based business owners might overlook an important aspect of their operations: insurance. Understanding whether your homeowners insurance covers your home-based business and identifying the specific insurance needs for of your business can help […]
julio 18, 2024
Florida Insurance GroupWays to Protect Your Home While on Vacation
As you pack your bags and prepare for that well-deserved vacation, don’t forget about ways to protect your home. While you’re away, unexpected incidents can occur, from break-ins to water leaks. Taking a few simple precautions can help minimize risks and help ensure a worry-free getaway. How to Protect Your Home While You’re Away Consider […]