Protect More Than Just Your Possessions
For many, a condo is a great alternative to living in an apartment or a home, and it can offer more space, and more amenities. Since a condo is a special kind of residence, it requires its own insurance policy.
With condo insurance in Florida from our insurance group, you can extend your protection past that of what your condo community provides. It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage. Unlike renters insurance, condo owners insurance covers any damage done to the interior of your unit. For any interior damage, your condo insurance from our insurance agency in Orlando can be used to pay for the expense of fixing or replacing items like drywall, flooring, light fixtures, and more.
A condominium insurance policy includes other great features like guest medical protection, which pays for the medical expenses of friends and visitors who are injured on your property. In the event a fire or other disaster puts your condo out of commission, additional living expenses coverage may reimburse you for the cost of temporary housing while your unit is being fixed.
Contact a specialist at our Florida insurance agency today to determine the right amount of coverage you need to keep your condo insured.
Condo (HO-6): This type of insurance policy is specifically designed to properly insure a condominium unit owner. It is similar to a regular homeowner policy in that it provides coverage for the unit's interior dwelling plus its contents and liability insurance. A common mistake is that condominium unit owners often think that their unit fully insured by the master association's policy. This is simply not true.